ALL ACCOUNTS

Membership Fee ($25.00 min dep + $1.00 fee)...................................................$1.00

Statement Copy Fee (per statement)....................................................................$1.00

Microfiche Look-up Fee(previous months look-up per page)...............................$1.00

Money Order Fee................................................................................................$ .75 each

Travelers Check Fee (per $100.00 purchase).......................................................$1.00

Fax Fee (per page)...............................................................................................$1.00

SHARE DRAFT ACCOUNTS

Checking Account with balance of $500 or more...................................................Free

Monthly Service Charge........................................................................................$2.00

Overdraft Fee (per item after 3rd automatic transfer)..............................................$30.00

Insufficient Fund Check Return (per item)..............................................................$30.00

Stop Payment Fee (per item).................................................................................$20.00

Photocopy of check..............................................................................................$3.50

Share Draft Check Order- prices vay depending on style.

LOANS

Application Fee....................................................................................................$5.00

Documentation Fee...............................................................................................$15.00

Late Fee to any account after 15 days...................................................................$10.00