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Certificates of Deposit require a $5,000.00 minimum deposit.
Certificate of Deposit interest will be paid semi-annually
There will be a three month penalty for early withdrawal.
The Credit Union Board of Directors will determine Certificate of Deposit rates.
LATE CHARGES ON ALL LOANS
effective 1 September 2004
There will be a fee of $10.00 added to any account that is PAST DUE 15 DAYS.
Any account that goes DELINQUENT 60 DAYS will be turned over for collection. You will be responsible for all costs of collecting the amount you owe under the Loan Agreement including court costs and reasonable attorney fees.
Fees and Charges effective 1 January 2009
ALL ACCOUNTS
Membership Fee ($25.00 Min. deposit).....................$1.00
Statement Copy Fee(per statement)..........................$1.00
Microfiche Fee(previous month per page)....................$1.00
Money Orders..........................................................$1.25
Travelers Checks(per each $100.00)...........................$1.00
Fax Fee....................................................................$1.00
SHARE DRAFT ACCOUNTS
Monthly Service Charge(If balance goes below $500)..............................................$2.00
Overdraft Fee(per item after 3rd transfer from savings)....$40.00
Insufficient Funds Check Returns(per item)...................$40.00
Stop Payment Fee......................................................$20.00
Check Copy fee..............................$3.50
XMAS CLUB EARLY WITHDRAW.................................$25.00
LOAN ACCOUNTS
Application Fee...............................................................$5.00
Loan Documentation Fee (If loan is approved)....................$15.00
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