As a member of Meridian Mississippi Air National Guard Credit Union, you have access to a variety of financial products which includes numerous types of savings accounts, checking accounts and many types of loans. If you need further information regarding these products please call or come by the Credit Union Office.
The Share Savings Account is the first step in becoming a member of the ANG Credit Union. A minimum deposit of $25.00 is required for membership. Dividends are paid on all accounts with a minimum balance of $100.00. Dividends are calculated daily and paid quarterly as declared by the board.
Savings plans include Christmas Clubs, and Certificates of Deposit. Certificates are available in lengths of six months, twelve months, eighteen months and 2 years. There is a $5,000 minimum for any CD and the dividends are set by the board of directors and are subject to change monthly. Dividends are paid semi-annual or at maturity.
Save for retirement with a traditional IRA Account or the new Roth IRA. An individual retirement account not only decreases your tax liability now, but it will provide financial security during retirement.
There is no minimum balance requirement and no limit on the number of checks that can be written each month. Interest is paid on balances above $100.00. Overdraft protection is available at no charge to the member with withdrawals from your share account up to three overdrafts per month. There is a nominal fee for all overdrafts above three per month.
Vehicle Loans, for both new and used cars are offered up to 84 months. Terms vary depending on the age of the vehicle. Rates are competitive and the loan process is quick and convenient.
Signature Loans are unsecured personal loans that can be used for any purpose. It may be used for bill consolidation, major purchases or unexpected expenses. These are fixed rate loans and have repayment schedules up to 36 months.
Share Secured Loans are loans that are fully secured by funds that are in your share account or by a certificate of deposit. Loan rates will vary depending on the dividend being paid on the funds being borrowed against.